Tokio Marine HCC Data Breach Class Action Investigation

At Console & Associates, our data breach lawyers are closely examining the recent Tokio Marine HCC data breach. This data breach was disclosed following a cyber security incident at several companies under the Tokio Marine HCC company, including American Contractors Indemnity Company, Texas Bonding Company, United States Surety Company, and U.S. Specialty Insurance Company (“Tokio Marine”), which potentially exposed sensitive personal identifiable information, including names and Social Security numbers of affected individuals.

What Happened?

A recent report with the Massachusetts Attorney General's office filing stated that the Tokio Marine HCC data breach occurred due to unauthorized access to the company's websites. Between January 17 and January 20, 2025, unauthorized parties gained access to and extracted files containing confidential consumer information from multiple company websites including American Contractors Indemnity Company, Texas Bonding Company, United States Surety Company, and U.S. Specialty Insurance Company.

The company discovered the security incident on January 20, 2025, promptly taking affected websites offline and initiating an investigation with external cybersecurity experts. Law enforcement was notified, and a thorough review of the compromised files was conducted to identify affected individuals.

Data breach notification letters were sent out by American Contractors Indemnity Company, Texas Bonding Company, United States Surety Company, and U.S. Specialty Insurance Company on January 31, 2025, informing affected individuals about the nature of the incident and specifically what personal information of theirs was compromised.

Steps To Take If You Were Affected By A Data Breach

1. Monitor all accounts and credit reports closely
   1. Set up alerts for suspicious activity
   2. Review all financial statements thoroughly
   3. Request free credit reports and examine them for unauthorized entries
      
      
2. Consider freezing your credit
   1. Contact all three major credit bureaus to place a freeze
   2. Understand this prevents new accounts from being opened in your name
   3. Remember to temporarily lift the freeze when applying for legitimate credit
      
      
3. Look out for phishing attempts using information from the Tokio Marine HCC data breach
   1. Be wary of unexpected emails or messages claiming to be from Tokio Marine HCC
   2. Don't click on suspicious links or download unexpected attachments
   3. Verify all communications through official channels
      
      
4. Change passwords for affected accounts
   1. Create strong, unique passwords for each account
   2. Use a combination of letters, numbers, and special characters
   3. Consider using a password manager for better security
      
      
5. Enable two-factor authentication where possible
   1. Add this extra layer of security to all important accounts
   2. Use authenticator apps rather than SMS when available
   3. Keep backup codes in a secure location

For more detailed guidance, explore our “Guide for Victims of a Data Breach” to better understand measures you can take to protect yourself after a data breach.

Tokio Marine HCC Overview

Tokio Marine HCC operates as a subsidiary of Tokio Marine Holdings, including several insurance entities including American Contractors Indemnity Company, Texas Bonding Company, United States Surety Company, and U.S. Specialty Insurance Company. The organization provides property and casualty insurance, professional liability coverage, and accident and health insurance products across global markets.

The company functions as part of Tokio Marine Holdings, which maintains a workforce of approximately 43,000 employees and generates annual revenue of approximately $50 billion. Their operations span multiple insurance sectors, serving various industries with specialized insurance products and risk management solutions.

Tokio Marine HCC Data Breach Victims Have Rights - Don’t Wait to Act

How do you know that you were affected by the Tokio Marine HCC data breach? Usually victims receive a NOTICE OF DATA BREACH in the mail, but the impact of a breach can be felt long before notices are sent to those affected. This can be in the form of fraudulent financial activity and other forms of identity theft.

If you believe you were affected, we encourage you to reach out to our data breach law firm for legal assistance through a no-cost consultation about your situation. We will review your eligibility to file a data breach class action lawsuit and discuss your legal rights and any compensation that may be available to you.

Complete our confidential contact form below and a member of our legal team will be in touch.