Pacific Residential Mortgage (PacRes Mortgage) Data Breach Class Action

At Console & Associates, our data breach lawyers are closely examining the recent Pacific Residential Mortgage data breach. This data breach was disclosed following a cyber security incident at PacRes Mortgage, which may have affected individuals, potentially exposing sensitive personal identifiable information.

What Happened?

A recent report from the California Attorney General's Office states that the PacRes Mortgage data breach occurred due to a ransomware attack. The company discovered the security incident on February 10, 2025, when parts of their network were locked down by unauthorized actors.

The investigation revealed that cybercriminals gained access to confidential consumer information stored on the company's systems. According to the breach notification, the compromised data includes names, addresses, dates of birth, Social Security numbers, driver's license numbers, and financial account information.

Data breach letters were sent out by Pacific Residential Mortgage on March 25, 2025, informing affected individuals about the nature of the incident and compromised data. These notifications should detail specifically which types of personal information were exposed for each recipient.

Steps To Take If You Were Affected By A Data Breach

1. Monitor all accounts and credit reports closely
   1. Set up alerts for suspicious activity
   2. Review all financial statements thoroughly
   3. Request free credit reports and examine them for unauthorized entries
      
      
2. Consider freezing your credit
   1. Contact all three major credit bureaus to place a freeze
   2. Understand this prevents new accounts from being opened in your name
   3. Remember to temporarily lift the freeze when applying for legitimate credit
      
      
3. Look out for phishing attempts using information from the Pacific Residential Mortgage data breach
   1. Be wary of unexpected emails or messages claiming to be from Pacific Residential Mortgage
   2. Don't click on suspicious links or download unexpected attachments
   3. Verify all communications through official channels
      
      
4. Change passwords for affected accounts
   1. Create strong, unique passwords for each account
   2. Use a combination of letters, numbers, and special characters
   3. Consider using a password manager for better security
      
      
5. Enable two-factor authentication where possible
   1. Add this extra layer of security to all important accounts
   2. Use authenticator apps rather than SMS when available
   3. Keep backup codes in a secure location

For more detailed guidance, explore our “Guide for Victims of a Data Breach” to better understand measures you can take to protect yourself after a data breach.

Pacific Residential Mortgage Overview

Pacific Residential Mortgage, LLC operates under the business name PacRes Mortgage and is headquartered in Beaverton, Oregon. Established in 2004, the company has expanded its operations to serve clients across 34 states throughout the United States.

As a privately held mortgage banking institution, PacRes Mortgage provides various home financing products to consumers. Their portfolio includes conventional loans, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, United States Department of Agriculture (USDA) loans, jumbo loans for high-value properties, reverse mortgages targeted at older homeowners, and refinancing options for existing mortgage holders.

The company maintains a workforce of approximately 272 employees and generates annual revenue of around $87 million. Pacific Residential Mortgage has developed a business model that focuses on building relationships with real estate professionals, construction companies, and financial advisors to extend their service reach. Their operational structure is designed to facilitate mortgage services that address specific requirements of individual borrowers in different market segments.

Pacific Residential Mortgage Data Breach Victims Have Rights - Don’t Wait to Act

How do you know that you were affected by the Pacific Residential Mortgage data breach? Usually victims receive a NOTICE OF DATA BREACH in the mail, but the impact of a breach can be felt long before notices are sent to those affected. This can be in the form of fraudulent financial activity and other forms of identity theft.

If you believe you were affected, we encourage you to reach out to our data breach law firm for legal assistance through a no-cost consultation about your situation. We will review your eligibility to file a data breach class action lawsuit and discuss your legal rights and any compensation that may be available to you.

Complete our confidential contact form below and a member of our legal team will be in touch.