EMM Loans Data Breach Class Action Investigation

At Console & Associates, our data breach lawyers are closely examining the recent EMM Loans LLC data breach. This data breach was disclosed following a cyber security incident at EMM Loans, which may have affected an undetermined number of individuals, potentially exposing sensitive personal identifiable information.

What Happened?

A recent report from the Vermont Attorney General's Office states that the EMM Loans data breach occurred due to a cybersecurity incident discovered on February 12, 2024. The investigation, which concluded on July 22, 2024, revealed unauthorized access to the company's IT network. The compromised information includes:

• Full names
• Social Security numbers
• Financial account information

EMM Loans conducted a review to locate the mailing addresses for all affected parties, which was completed on September 4, 2024. Data breach letters were sent out by EMM Loans on October 30, 2024, informing affected individuals about the nature of the incident and compromised data.

Steps To Take If You Were Affected By A Data Breach

1. Monitor all accounts and credit reports closely
2. Consider freezing your credit
3. Look out for phishing attempts using information from the EMM Loans data breach
4. Change passwords for affected accounts
5. Enable two-factor authentication where possible

For more detailed guidance, explore our “Guide for Victims of a Data Breach” to better understand measures you can take to protect yourself after a data breach.

EMM Loans Overview

EMM Loans LLC operates as a multi-state mortgage lender headquartered in Tampa, Florida. The company maintains 24 branch locations across multiple states including New Jersey, Florida, Georgia, Massachusetts, Pennsylvania, and North Carolina. With a workforce of 434 employees and annual revenue of $147 million, EMM Loans provides various mortgage products including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, USDA home loans, 203(k) loans, and jumbo loans.

EMM Loans Data Breach Victims Have Rights - Don’t Wait to Act

How do you know that you were affected by the EMM Loans data breach? Usually victims receive a NOTICE OF DATA BREACH in the mail, but the impact of a breach can be felt long before notices are sent to those affected. This can be in the form of fraudulent financial activity and other forms of identity theft.

If you believe you were affected, we encourage you to reach out to our data breach law firm for legal assistance through a no-cost consultation about your situation. We will review your eligibility to file a data breach class action lawsuit and discuss your legal rights and any compensation that may be available to you.

Complete our confidential contact form below and a member of our legal team will be in touch.