DecisionFi Data Breach Class Action

At Console & Associates, our data breach lawyers are closely examining the recent DecisionFi data breach. This data breach was disclosed following a cyber security incident at DecisionFi, which may have affected numerous individuals, potentially exposing sensitive personal identifiable information.

What Happened?

A recent report from the New Hampshire Attorney General's Office states that the DecisionFi data breach occurred due to a cyber security incident where an unauthorized user gained access to company files through a web application. The breach was initially discovered on January 15, 2025, when DecisionFi became aware of claims that an unauthorized party had accessed certain files on their system.

The company promptly initiated an investigation with third-party cybersecurity experts to verify these claims. Their investigation confirmed that an unauthorized party had indeed accessed files on DecisionFi's network containing confidential consumer information. By January 28, 2025, DecisionFi had completed their review of the compromised files, identifying affected consumers and determining what information was exposed.

While the public notice does not specify the exact types of data compromised, sensitive consumer information was confirmed to be among the accessed files. Data breach letters were sent out by DecisionFi on February 21, 2025, informing affected individuals about the nature of the incident and detailing what personal information may have been compromised.

Steps To Take If You Were Affected By A Data Breach

1. Monitor all accounts and credit reports closely
   1. Set up alerts for suspicious activity
   2. Review all financial statements thoroughly
   3. Request free credit reports and examine them for unauthorized entries
      
      
2. Consider freezing your credit
   1. Contact all three major credit bureaus to place a freeze
   2. Understand this prevents new accounts from being opened in your name
   3. Remember to temporarily lift the freeze when applying for legitimate credit
      
      
3. Look out for phishing attempts using information from the DecisionFi data breach
   1. Be wary of unexpected emails or messages claiming to be from DecisionFi
   2. Don't click on suspicious links or download unexpected attachments
   3. Verify all communications through official channels
      
      
4. Change passwords for affected accounts
   1. Create strong, unique passwords for each account
   2. Use a combination of letters, numbers, and special characters
   3. Consider using a password manager for better security
      
      
5. Enable two-factor authentication where possible
   1. Add this extra layer of security to all important accounts
   2. Use authenticator apps rather than SMS when available
   3. Keep backup codes in a secure location

For more detailed guidance, explore our “Guide for Victims of a Data Breach” to better understand measures you can take to protect yourself after a data breach.

DecisionFi Overview

DecisionFi LLC is a financial technology company headquartered in Chandler, Arizona that specializes in connecting lenders with potential borrowers. The company has developed a multi-lender platform that allows merchants to offer various loan options to their customers in real-time. This technology facilitates the financing process by enabling direct relationships between consumers and lending institutions.

The company serves as an intermediary in the lending ecosystem, helping to streamline loan approvals and financing solutions across multiple sectors. With approximately 50 employees, DecisionFi generates around $10 million in annual revenue. Their business model centers on improving approval rates and simplifying access to credit through their decision-making platform.

DecisionFi Data Breach Victims Have Rights - Don’t Wait to Act

How do you know that you were affected by the DecisionFi data breach? Usually victims receive a NOTICE OF DATA BREACH in the mail, but the impact of a breach can be felt long before notices are sent to those affected. This can be in the form of fraudulent financial activity and other forms of identity theft.

If you believe you were affected, we encourage you to reach out to our data breach law firm for legal assistance through a no-cost consultation about your situation. We will review your eligibility to file a data breach class action lawsuit and discuss your legal rights and any compensation that may be available to you.

Complete our confidential contact form below and a member of our legal team will be in touch.